Growing Young

I started contributing to my 401k this past month. I'm 22 and I'm saving for retirement. You know, because it's the responsible thing to do.

For the majority of my life, I have felt as though the expectation is that I should be far more mature, self-actualized, and competent than my age would suggest. At 22, I'm supposed to save for retirement. As a college freshman at 18, I was expected to be as wise and profound as the seniors I encountered in play rehearsals. When I was twelve I went to Cotillion classes so that I knew how to lay my silverware on my plate in order to indicate that I was finished eating. I also learned how to Foxtrot.

Every responsible adult knows how to Foxtrot, right? I thought so.

The bottom line is that I think all of this acting mature and composed and self-actualized should also function as an investment. I'm being responsible by saving money now for when I'll want it when I'm retired, but I want my own "Irresponsible 401k". A 401k that calculates all of the responsible and mature things I've done, and then allows me to be irresponsible when I'm old.

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